Inventory Turnover: How to Calculate It and What’s a Good Ratio
Inventory turnover ratio: the formula, days of inventory, a worked example, what counts as a good ratio and how faster turnover frees cash.
A Simple 13-Week Cash Flow Forecast for a Small Business
How to build a 13-week cash flow forecast for a small business, with a worked weekly example that spots a cash crunch in advance.
How to Price a Handmade Product So It’s Actually Profitable
How to price a handmade product: materials, your time and selling fees in one formula, with a candle example and the wholesale trap.
Is Food Delivery Driving Worth It? Profit per Hour and per Mile
Is food delivery driving worth it? Two example shifts with car costs included, net pay per hour and the per-mile check.
Hourly vs. Project Pricing for Freelancers: How to Set Your Rate
How to calculate your freelance rate: turn the income you need into a minimum hourly rate, then into project prices, with a worked example.
The Rule of 72: How Fast Money Doubles at Different Rates
The rule of 72 explained: how fast money doubles at 2% to 12%, how accurate it is and how it works on inflation and credit card debt.
Sinking Funds: How to Save for Irregular Expenses
How do sinking funds work? Turn yearly bills like insurance, gifts and car repairs into small monthly amounts, with a five-fund example.
High-Yield vs. Regular Savings: How Much More $10,000 Earns
High-yield vs. regular savings account: $10,000 earns about $400 a year at 4% APY vs. $40 at 0.40%. What to check before opening one.
How Long Will It Take to Save $5,000?
How long will it take to save $5,000? Months to $5,000 at $100 to $500 a month, with and without interest, plus weekly and monthly targets.
Paying Off Debt on a Low Income: A $2,500-a-Month Example
How to pay off debt fast with a low income: a realistic plan for $6,000 of card debt on $2,500 a month, and how much each extra $50 saves.